If You Think You’re Automatically Eligible for PSHB, You May Be in for a Surprise
Key Takeaways
Being a Postal Service employee or annuitant doesn’t guarantee you’re eligible for
Auto-Enrollment Might Not Cover What You Need—Double-Check
Key Takeaways
Auto-enrollment into the Postal Service Health Benefits (PSHB) Program does not guaran…
Why Medicare Enrollment Might Be the Key to Keeping Your PSHB Benefits
Key Takeaways
If you’re eligible for Medicare and covered under a PSHB plan in 2025, enrolling in …
Still on FEHB? Here’s How the Move to PSHB Could Hit Your Budget
Key Takeaways
The transition from FEHB to PSHB in 2025 is mandatory for eligible
Medigap Fills Gaps—But Some Gaps Are Getting More Expensive Every Year
Key Takeaways
Medigap, or Medicare Supplement Insurance, is designed to reduce your out-o…
This Coinsurance Clause Could Cost You More Than Your Yearly Premium if Ignored
Key Takeaways
Coinsurance under PSHB plans in 2025 can add up quickly, especially if you u…
How to Choose the Right PSHB Tier Without Guessing (Or Overpaying)
Key Takeaways
Choosing the right Postal Service
Is Medicare Advantage Still Worth It If You’re Enrolled in PSHB?
Key Takeaways
Enrolling in Medicare Advantage while already covered by a PSHB plan in 2025 ma…
How a 20% Coinsurance Fee Can Turn a Small Bill Into a Budget Nightmare
Key Takeaways
Even a seemingly small 20% coinsurance rate under PSHB can result in large out-of-pocket costs, especially for high-cost services like hospitalization or surgery.Understanding how c…
You Have Medicare and PSHB—Now What? Understanding How They Actually Coordinate
Key Takeaways
When you’re enrolled in both Medicare and a Postal Service Health Benefits (PSHB) plan, Medicare generally pays first, and your PSHB plan pays second—but the coordination depends on your spec…