What Medicare Part D’s New Limits Mean for Your Wallet in 2025

Key Takeaways
In 2025, Medicare Part D introduces a $2,000 annual cap on out-of-pocket drug costs, fundamentally changing your potential
Why Medicare Part C Coverage Looks Good on Paper But Can Be Restrictive in Practice

Key Takeaways
Medicare Part C offers an all-in-one package, but its network…
What Medicare Part B Covers Well—and What You Still Have to Budget For

Key Takeaways
Medicare Part B in 2025 provides strong coverage for preventive services, outpatient care, and doctor visits, but you still face deductibles, coinsurance, and potential service limit…
PSHB Prescription Benefits Have Changed—But the Costs Might Still Surprise You

Key Takeaways
The 2025 changes to PSHB prescription coverage introduce a $2,000 annual out-of…
You’re Still Covered—How Other Federal Benefits Work with PSHB

Key Takeaways
Your existing federal benefits like FEDVIP, FEGLI, and retirement annuities continue to work alongside PSHB in 2025.Understanding how each benefit interacts with your new
You Thought PSHB Would Mirror FEHB—But That’s Only Half the Story

Key Takeaways
While the Postal Service Health Benefits (PSHB) program looks similar to the …
The Medicare Coverage Everyone Thinks They Understand—But Often Get Wrong

Key Takeaways
Many postal retirees and employees overestimate what Medicare covers in 2025, especially regarding long-term care, dental, and vision services.Coordinating your PSHB …
Why It’s Easy to Miss the Deductibles That Come With PSHB Coverage

Key Takeaways
Even with strong coverage, PSHB deductibles can be higher than expected if you’re not paying close attention to…
USPS Set Up Tools to Make This Transition Easier—Use Them

Key Takeaways
USPS employees and retirees can simplify their transition to the new Postal Service Health Benefits (PSHB) program in 2025 by actively using the support tools and resources made available….
Retirees: Don’t Sleep on KeepingPosted.org This Year

Key Takeaways
KeepingPosted.org is an essential portal in 2025 for USPS retirees to stay updated, manage health benefits, and access important forms and communications.Failing to stay connected t…