Don’t Let a Missed Deductible Catch You Off Guard in Early 2025
Key Takeaways
Missing your PSHB deductible early in 2025 could lead to larger-…
7 Ways Medicare Part B Costs Could Surprise You If You’re Not Careful
Key Takeaways
Medicare Part B can unexpectedly increase your healthcare expenses, especial…
FEHB Had a Good Run, But It’s PSHB’s Turn Now
Key Takeaways
As of 2025, the Postal Service Health Benefits (PSHB) Program replaces the Federal …
Medicare Part C in PSHB: 3 Fresh Perspectives on Private Health Plan Alternatives
Key Takeaways
Medicare Part C, also known as Medicare Advantage, offers pri…
Medicare Isn’t Free—Here’s the Real Breakdown of What You’ll Pay for Coverage This Year
Key Takeaways
PSHB comes with costs: While the Postal Service Health Benefits (PSHB) program offers strong coverage, it is not free. You will have to budget for premiums, deductibles, copayments…
How Much Will You Actually Pay for PSHB Coverage? A Breakdown of Real Costs in 2025
Key Takeaways
In 2025, your total PSHB costs depend on more than just premiums—you also need to consider deductibles, copayments, coinsurance, and out-of-pocket maximums.If you’re Medicare-…
What Postal Retirees Need to Know About Medigap Premiums When Pairing With PSHB or Medicare Advantage
Key Takeaways
Choosing the right Medigap plan to pair with Medicare and PSHB can significantly impact your
Breaking Down the Postal Employee vs Government PSHB Cost Split This Year
Key Takeaways
In 2025, the cost-sharing structure under the Postal Service Health Benefits (PSHB) Program differs significantly between employees and retirees, with the government covering approximately 70% of t…
3 Hidden Medicare Costs That Could Catch You Off Guard
Key Takeaways
Your new PSHB plan might have unexpected costs that traditional Medicare doesn’t cover, such as certain prescription drugs, specialized treatments, or out-of-network services.Unders…
How PSHB and FEHB Compare for Retirees and Why Some Might Prefer One Over the Other
Key Takeaways
If you’re a USPS retiree or nearing retirement, understanding the shift from FEHB to PSHB in 2025 is crucial for your health coverage decisions.While both PSHB and FEHB offer robust…