PSHB Program?
All The Information You Need On PSHB
The Best Information On PSHB Means Good Decision Making On Your Healthcare.
Understand PSHB Benefits and Coverage
The Postal Service Health Benefits Program is complex and a challenge understanding the details of benefits and coverage.
Enrollment Process
The process of enrolling in the PSHB Program can be cumbersome and confusing. Learn about your options here.
Medications & Network Coverage
PSHB and Medicare can work together. Accessing your medications, services, and preferred providers matters.
Smooth Transition
Ensuring the continuity of your is a significant consideration. Local, independent, licensed agents can help.
Testimonials
My husband& I were overwhelmed by the new Medicare process until we stumbled upon this website. It simplified everything!
-Emily and David Watts
Postal-service-health-benefits.com saved me hours of research and confusion. It’s a must-visit for any USPS employee approaching retirement age.
-Michael Chambers
Postal-service-health-benefits.com helped us understand our coverge options better than any other resource. I highly recommend it to USPS employees entering the Medicare system.
-Susan & Tom Norris
I found postal-service-health-benefits.com incredibly easy to use& informative. And, i found a few agents to talk with, all really knowledgeable.
-John Schultz
PSHB is more than just Medicare
The Postal Service Health Benefits Program Is Specifically For USPS Employees
Medicare Part A
Hospital Insurance
- Inpatient Hospital Stays
- Care in Nursing Facilities
- Hospice Care
- Some Home Health Care
- Original Medicare with Part B
Medicare Part B Medical Insurance
- Certain Doctors’ Visits
- Outpatient Care
- Medical Supplies
- Preventative Services
- Original Medicare with Part A
Medicare Part C Medicare Advantage Plans
- Offered by Private Insurance Companies
- Includes Medicare Part A & Part B Benefits
- Most include Part D Prescription Coverage
- May include dental, vision, hearing & fitness
- Additional benefits vary between plans
Medicare Part D Prescription Drug Coverage
- Offered by Private Insurance Companies
- Can be purchased individually
- May be included in Medicare Advantage Plans
- Drugs covered vary between plans
Making Sense Of Medicare and The New PSHB Program
Medicare is divided into different Parts, each serving a specific purpose.
Figuring out how the different Parts work and which is right for you can be confusing.
Making the Decision
Here’s a bird’s eye view of the process.
- Choose between Original Medicare or Medicare Advantage.
- Consider your doctors and any changes if out-of-network.
- Research your medication coverage - are your prescriptions included?
- Review and pick any supplemental plans (Medigap) to help pay for costs.
What Is The New PSHB Program?
Compare FEHB vs PSHB and ensure your transition is smooth and easy.,
- PSHB plans will be available during Open Season in 2024.
- FEHB Programs will remain in effect until January 1, 2025.
- Individuals who do not enroll during Open Season will automatically be enrolled in a PSHB plan.
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Enrollment in a PSHB plan will not disrupt enrollment in other insurance and benefits programs, including:
FEDVIP
FSAFEDS
FEGLI or FLTCIP - Individuals who are entitled to Part A must enroll in Part B to be eligible to continue PSHB coverage.
Enrollment Begins
Recent PSHB Articles
- Gary Schmidt
- Brittany Lopez
- Brenda Beavers
