What Happens Before Coverage Kicks In? A Deep Look at PSHB Deductibles
Key Takeaways
In 2025, PSHB deductibles are playing a larger role in how much you pay before your plan begins covering most services. Understanding these thresholds helps you avoid budget surprises….
Comparing PSHB Coverage Levels: What Postal Workers Need to Know About Self Only vs. Family Plans
Key Takeaways
Choosing the right PSHB plan matters: The choice between Self Only, Self Plus One, and Family plans can significantly impact your out-of-pocket costs and coverage.
PSHB Is Reshaping How Medicare Retirees Pay for Prescriptions
Key Takeaways
The Postal Service Health Benefits (PSHB) Program introduces a new prescription drug structure for Medicare-eligible USPS retirees and their families in 2025.Integration with Medica…
Here’s What Makes Coinsurance Feel So Unpredictable in PSHB Plans
Key Takeaways
Coinsurance in PSHB plans can create financial unpredictability, especially whe…
Why the PSHB Shift Isn’t Just Administrative—It Could Reshape Your Retirement Planning
Key Takeaways
The shift to the Postal Service Health Benefits (PSHB) program in 2025 is not just about new forms or plan options—it has long-term effects that could reshape how you approach …
6 Ways PSHB and FEHB Are Different—And Why It Matters for Your Budget
Key Takeaways
PSHB offers unique plan structures and Medicare integration that differ significantly from
Why Premiums Keep Rising and What You Can Do to Manage Your Healthcare Costs This Year
Key Takeaways
Healthcare costs, including
Everything Postal Workers Should Know Before the PSHB Program Kicks In
Key Takeaways
The Postal Service Health Benefits (PSHB) Program officially replaces FEHB for USPS em…
What You Should Know About the $2,000 Drug Cap Under PSHB (Even If You Don’t Take Meds Yet)
Key Takeaways
The $2,000 annual cap on out-of-pocket prescription drug costs under
Here’s How Medicare Part A Actually Works When You’re in PSHB
Key Takeaways
Medicare Part A, while typically premium-free for most Postal Service annuitants, still requires understanding how it coordinates with PSHB in 2025.If you qualify for Medicare, PSHB…