If You’re Skipping Medicare Part B with PSHB, Here’s What You’re Signing Up For
Key Takeaways
If you opt out of Medicare Part B while enrolled in a PSHB plan in 2025, your out-of-pocket medical expenses could increase significantly, even if your premiums appear lower at first glance.
3 Facts About Medigap Premiums That Could Change Your Coverage Strategy
Key Takeaways
Medigap premiums vary widely based on several factors, including your age, location, and the type of plan you choose.Understanding how Medigap premiums can increase over time helps …
Why Two PSHB Plans Can Sound Alike but Deliver Completely Different Results
Key Takeaways
Two PSHB plans that sound nearly identical in name and coverage often have sign…
These Medicare Coordination Rules Are Essential to Keeping Your PSHB Coverage Smooth
Key Takeaways
Coordinating Medicare enrollment with your
PSHB Copayments Uncovered: How Your Choices Impact Costs for Everything From Urgent Care to Specialists
Key Takeaways:
PSHB copayments vary based on the type of service, in-network or out-of-network care, and the plan you choose, significantly impacting your overall healthcare costs.
The Online Tools That Will Save You a Ton of Time During Open Season
Key Takeaways
You can streamline your Open Season decisions by using trusted online tools available through official
You Met the Deductible… Or Did You? How PSHB Plans Make It Confusing
Key Takeaways
Even after you believe you have met your deductible under a PSHB plan, hidden exclusions and timing rules can leave you paying out-of-pocket.Understanding the differences between in…
What Changes When You Move from FEHB to PSHB (and What Stays Frustratingly the Same)
Key Takeaways
The PSHB program replaces FEHB for
How Medicare Part B Fits into PSHB—and When It’s No Longer Optional
Key Takeaways
In 2025, Medicare Part B enrollment becomes mandatory for many Postal Service annuit…
What You Actually Pay in PSHB After Government Contributions Are Factored In
Key Takeaways
In 2025, the government pays approximately 70% of your PSHB premium, but the remaining 30% can still represent a significant monthly cost—especially for family coverage.Your r…