How Your Biweekly Contribution Doesn’t Tell the Whole Story on Plan Costs

Key Takeaways
Your biweekly premium only represents part of your total healthcare s…

Before You Skip Medicare Part B, Read This If You’re a USPS Retiree

Key Takeaways
USPS retirees who are eligible for Medicare and are enrolled in the

Medicare Part A: What’s Free, What’s Not, and Why Some People End Up Paying More Than Expected

Key Takeaways
Medicare Part A is free for most

How Coinsurance Really Works and Why Some Government Employees End Up Paying More Than Others

Key Takeaways
Coinsurance can significantly impact your out-of-pocket costs, especially under the Postal…

Who Can Enroll in PSHB and Who Might Need to Look for Alternative Healthcare Coverage?

Key Takeaways
If you’re a USPS employee or retiree, you’re likely eligible for PSHB—but there are exceptions that might surprise you.Family members and former spouses may not qu…

You Don’t Need to Read Everything—Just These PSHB Resources That Actually Help

Key Takeaways
You don’t need to waste hours reading everything available about the Postal Service …

Why Part D’s $2,000 Cap Still Doesn’t Mean Your Meds Are Fully Covered

Key Takeaways
The new $2,000 out-of-pocket cap in Medicare

Why That Shiny Medicare Advantage Plan Might Not Work for the Care You Really Need

Key Takeaways
Medicare Advantage plans can come with strict networks and authorization hur…

The Medicare Timeline That Catches Thousands Off Guard Every Single Year

Key Takeaways
Missing Medicare enrollment deadlines can lead to coverage gaps, late …

Copayments Are Designed to Be Predictable—Until They Aren’t and You’re Left Guessing

Key Takeaways
Copayments under the Postal Service Health Benefits (PSHB) program appear simple, but th…