Why Your PSHB Copayments Might Be the Most Underestimated Expense

Key Takeaways
Even small copayments under the Postal Service Health Benefits (PSHB) Program can add up…
What You’re Actually Paying With a Copay—and Why It’s Not Always Worth It

Key Takeaways
A copayment under PSHB might feel like a small, manageable cost—but in reality, it can lead to disproportionately high expenses depending on the type and frequency of care you receive.
Don’t Ignore Your Copays Just Because They Look Harmless—They Rarely Are

Key Takeaways
Copayments under the Postal Service Health Benefits (PSHB) Program may appear small indi…
The Copay Trap in 2025 PSHB Plans That Could Add Up Before You Notice

Key Takeaways
In 2025, copayments under PSHB plans may seem small at first but can lead to significant out-of-pocket costs if you aren’t tracking them closely.Understanding how your PSHB pl…
You’ll Pay More Out of Pocket in Copays Under PSHB If You Miss This Rule

Key Takeaways
You may end up paying significantly higher copays under PSHB if you overlook critical plan coordination rules, especially those involving Medicare Part B.Avoidable out-of-pocket cos…
The Copayment Curveball: What Your Doctor Visit Actually Costs You Under PSHB Coverage

Key Takeaways
Copayments under the Postal Service Health Benefits (PSHB) Program may seem like fixed f…
Copayments Are No Longer Predictable—Why 2025 Brought Some Big Shifts

Key Takeaways
Copayments under the 2025 PSHB plans are no longer as straightforward as they once were. Many variables—including
Why Your Copayments Under PSHB Plans Might Be Much Higher Than You Think

Key Takeaways
Many PSHB enrollees underestimate how quickly copayments can add up, especially for services like specialist visits, urgent care, and prescriptions.Even if you’ve budgeted for…
When $20 Copays Don’t Mean Savings: Why Frequent Care Trips Drain Your Wallet

Key Takeaways
Copayments under PSHB may appear modest, but if you receive frequent care, these fixed amounts accumulate rapidly and can significantly impact your monthly expenses.Understanding ho…
Copayments Are Supposed to Be Predictable—So Why Do They Still Surprise So Many People Each Year?

Key Takeaways
Even though PSHB copayments are supposed to be fixed and predictable, many enrollees still experience confusion or unexpected bills, especially with specialist care and urgent care visits….