You’re Paying More Than You Think—Understanding What PSHB Contributions Really Cover

Key Takeaways
Your biweekly PSHB contributions are only part of the total costs you cover; deductibles, coinsurance, copayments, and prescription expenses can significantly increase your overall out-of-pocket bu…
The Coinsurance Amount May Seem Harmless—Until a Hospital Visit Turns It Into a Major Cost

Key Takeaways
Coinsurance under your PSHB plan can appear manageable—until you’re faced…
3 Facts About Medigap Premiums That Could Change Your Coverage Strategy

Key Takeaways
Medigap premiums vary widely based on several factors, including your age, location, and the type of plan you choose.Understanding how Medigap premiums can increase over time helps …