What Happens Before Coverage Kicks In? A Deep Look at PSHB Deductibles
Key Takeaways
In 2025, PSHB deductibles are playing a larger role in how much you pay before your plan begins covering most services. Understanding these thresholds helps you avoid budget surprises….
Why Coinsurance Costs Start Small but Can Explode if You’re Not Paying Attention
Key Takeaways
Coinsurance under the PSHB program can appear modest at first but quickly compo…
PSHB Premiums Might Look Low—Until You Factor in What You Pay for Medicare Too
Key Takeaways
Your PSHB premium alone doesn’t reflect your full health coverage co…
Your Coinsurance Isn’t a Fixed Percentage—And That’s Where the Real Risk Lies
Key Takeaways
Coinsurance under the Postal Service Health Benefits (
Don’t Let the Familiar Name Fool You: Why PSHB Isn’t Just Another Version of FEHB
Key Takeaways
While the Postal Service Health Benefits (PSHB) program shares structural similarities with FEHB, it introduces separate rules, eligibility criteria, and integration mechanisms that make it functio…
You Still Need to Understand Medicare in 2025—Even If You Think You’ve Got It Covered
Key Takeaways
In 2025, understanding how Medicare works with your Postal Service Health Benefits (PSHB) plan is essential, especially if you’re a retiree or
Costs, Contributions, and the Silent Shift in How Much You’re Paying This Year
Key Takeaways
Your personal cost share for PSHB in 2025 may have increased even if you didn’t actively change plans—this is due to automatic enrollments and rising premium trends.Unde…
The Unspoken Truth About Coinsurance Costs in Your Postal Health Benefits Plan
Key Takeaways
Many enrollees in the 2025 Postal Service Health Benefits (PSHB) Program are surprised…
Why Two PSHB Plans Can Sound Alike but Deliver Completely Different Results
Key Takeaways
Two PSHB plans that sound nearly identical in name and coverage often have sign…
The Online Tools That Will Save You a Ton of Time During Open Season
Key Takeaways
You can streamline your Open Season decisions by using trusted online tools available through official