Medigap Fills Gaps—But Some Gaps Are Getting More Expensive Every Year

Key Takeaways
Medigap, or Medicare Supplement Insurance, is designed to reduce your out-o…
Adding Medigap Might Sound Smart—Until You Compare It to What PSHB Already Covers

Key Takeaways
Medigap might duplicate benefits already offered under the Postal Service Health Benefits (
Why Medigap Premiums May Be the Steady Expense You Didn’t Expect to Rise

Key Takeaways
Medigap premiums in 2025 continue to rise steadily, making it essential for postal retirees and workers to monitor these costs closely.Understanding how Medigap premi…
The Medigap Question That Becomes More Urgent Once You’re Already in PSHB

Key Takeaways
Being enrolled in a PSHB plan does not automatically mean you don’t need Medigap. In fact, once you’re in PSHB and
What Medigap Plans Overlap With PSHB—and When You’re Wasting Premiums

Key Takeaways
Medigap (Medicare Supplement Insurance) is generally unnecessary when you’re enrolled in a PSHB plan, especially if you also have Medicare Parts A and B.Paying for both PSHB a…
Don’t Choose a Medigap Plan Based on Premiums Alone—It’s Not That Simple

Key Takeaways
A Medigap plan’s premium is just one part of the picture. In 2025, the most important factors also include coverage details, rate increase history, and how the plan works with your Postal Service
Why Medicare Supplement Plans Still Have a Role—Even With PSHB Coverage in Place

Key Takeaways
Even with 2025 Postal Service Health Benefits (PSHB) coverage, you may face out-of-poc…
Why You Might Be Paying Twice If You Add Medigap to Your PSHB Coverage

Key Takeaways
Pairing Medigap with your PSHB coverage may lead to duplicated benefits and unneces…
Medicare Supplement Coverage Isn’t Designed for PSHB Users—But Some Still Buy It

Key Takeaways
Medicare Supplement (Medigap) coverage is generally unnecessary for Postal Service Health Benefits (PSHB) enrollees who already have comprehensive health coverage, especially when paired with Medic…
Medicare Supplement Coverage Isn’t Designed for PSHB Users—But Some Still Buy It

Key Takeaways
Medicare Supplement (Medigap) coverage is generally unnecessary for Postal Service Health Benefits (PSHB) enrollees who already have comprehensive health coverage, especially when paired with Medic…