Why Medicare Advantage (Part C) Isn’t Playing Nice With Some PSHB Plans This Year

Key Takeaways
In 2025, Medicare Advantage (Part C) plans are causing coordination concerns…
If You Ignore Medicare Part B Too Long, You Could Pay Penalties for the Rest of Your Life

Key Takeaways
Delaying Medicare Part B enrollment without qualifying for a Special Enrollment Pe…
The Real Financial Impact of Saying No to Part B When You’re in PSHB

Key Takeaways
Enrolling in Medicare Part B is not optional for many Postal retirees under PSHB. Skipping it can lead to higher out-of-pocket costs, penalties, and even loss of drug coverage.In 20…
A Closer Look at Medicare Part A Reveals Costs You Didn’t Budget For

Key Takeaways
Even though Medicare Part A is often described as “premium-free,” you may still face substantial costs—including deductibles, coinsurance, and coverage limitations—that can add up quick…
You’ll Want to Read This Before Relying Solely on Part D for Prescription Coverage

Key Takeaways
Relying exclusively on Medicare Part D for prescriptions under the PSHB program…
What Happens to Your PSHB Plan Once You Sign Up for Medicare Parts A and B

Key Takeaways
Once you enroll in Medicare Parts A and B, your PSHB plan shifts into a secon…
How One Missed Deadline With Medicare Part B Could Disrupt Your Whole PSHB Plan

Key Takeaways
Missing your Medicare Part B enrollment deadline could cause your entire PSHB health coverage to collapse or become far more expensive than expected.If you are required to enroll in…
Why Medicare Part A Isn’t Always Enough to Handle the Full Cost of a Hospital Stay

Key Takeaways
Medicare Part A covers inpatient hospital care, but it comes with significant out-of-pocket costs that can add up quickly during prolonged or repeated hospital stays.As a
Skip Medicare Part B Now, Pay For It For Life: Why Late Enrollment Isn’t Just a Minor Fee

Key Takeaways
If you’re a Postal Service retiree or annuitant eligible for Medicare, skipping Medi…
Just Because There’s a Cap Doesn’t Mean You’re Safe From Drug Cost Surprises

Key Takeaways
The new $2,000 annual out-of-pocket cap under Medicare Part D in 2025 of…