Why Medicare Part C Could Interfere With Your PSHB Coverage in Unseen Ways
Key Takeaways
Enrolling in a Medicare Part C plan while also maintaining
Too Much of a Good Thing? When Part C and PSHB Create Coverage Confusion
Key Takeaways
Enrolling in both Medicare Part C and a PSHB plan can lead to overlapping be…
Why Medicare Advantage (Part C) Isn’t Playing Nice With Some PSHB Plans This Year
Key Takeaways
In 2025, Medicare Advantage (Part C) plans are causing coordination concerns…
If You Ignore Medicare Part B Too Long, You Could Pay Penalties for the Rest of Your Life
Key Takeaways
Delaying Medicare Part B enrollment without qualifying for a Special Enrollment Pe…
If You’re Not Using These Free PSHB Tools, You Might Be Missing Critical Info
Key Takeaways
Several official and free PSHB tools are available to help you compare plans, e…
These Medicare Mistakes Could Seriously Limit What Your PSHB Plan Will Actually Pay For
Key Takeaways
Enrolling in Medicare Part B is not optional for many PSHB annuitants in 2025—it&r…
Why Medicare Isn’t Optional for Many PSHB Members—Even If It Feels Redundant
Key Takeaways
Even if you are already enrolled in a PSHB plan in 2025, Medicare Part B enrollment may still be mandatory, depending on your retirement date and age.Declining Medicare when require…
What Medigap Plans Overlap With PSHB—and When You’re Wasting Premiums
Key Takeaways
Medigap (Medicare Supplement Insurance) is generally unnecessary when you’re enrolled in a PSHB plan, especially if you also have Medicare Parts A and B.Paying for both PSHB a…
What You Pay vs. What the Government Covers: Understanding the Split in PSHB Contributions
Key Takeaways
In 2025, the U.S. government covers about 70% of the total premium cost for most PSHB enrollees, while retirees and employees contribute the remaining 30%, which can still be substantial depending …
Why Deductibles Can Be the Most Overlooked but Costliest Part of PSHB Plans
Key Takeaways
PSHB deductibles may appear manageable on paper, but they can add up quickly and significantly impact your annual