Everything Postal Workers Should Know Before the PSHB Program Kicks In

Key Takeaways
The Postal Service Health Benefits (PSHB) Program officially replaces FEHB for USPS em…
What You Should Know About the $2,000 Drug Cap Under PSHB (Even If You Don’t Take Meds Yet)

Key Takeaways
The $2,000 annual cap on out-of-pocket prescription drug costs under
Here’s How Medicare Part A Actually Works When You’re in PSHB

Key Takeaways
Medicare Part A, while typically premium-free for most Postal Service annuitants, still requires understanding how it coordinates with PSHB in 2025.If you qualify for Medicare, PSHB…
The Worst Time to Learn Your Provider Isn’t in Your PSHB Network? During Treatment

Key Takeaways
You need to confirm that your doctors and specialists are in-network before you begin care, not during treatment, to avoid unexpected bills and delays.
Medicare Part C: Why Some People Love It and Others Regret Switching from Original Medicare

Key Takeaways
Medicare Part C, also known as Medicare Advantage, offers all-in-one coverage…
Don’t Miss This One-Time Opportunity to Lock in Your Medicare Benefits

Key Takeaways
In 2025, USPS employees and retirees face a one-time opportunity to transition into the new
Why Your PSHB Copayments Might Be the Most Underestimated Expense

Key Takeaways
Even small copayments under the Postal Service Health Benefits (PSHB) Program can add up…
Why Medicare Advantage Plans Are Popular—And Still Leave So Many Uncovered

Key Takeaways
Medicare Advantage plans continue to attract millions due to …
PSHB and FEHB Aren’t Built the Same—Especially When It Comes to Retirement Needs

Key Takeaways
While both PSHB and FEHB offer extensive health coverage, PSHB is specifically …
Skipping the PSHB Open Season Could Be a Costly Mistake

Key Takeaways
Missing the PSHB Open Season in 2025 could leave you stuck with less-than-ideal coverage and higher out-of-pocket costs for the entire year.You have a limited window each year to ad…