If You Like Flexibility in Your Healthcare, You Might Want to Look Twice at Part C
Key Takeaways
Medicare Part C offers flexibility and extras, but PSHB members must …
If You Rely on Medication, Part D’s New $2,000 Cap Might Be a Game-Changer
Key Takeaways
The new $2,000 annual out-of-pocket cap for Medicare Part D in 2025 offers meaningful financial relief to those who depend on expensive prescription medications, especially
Coinsurance Under PSHB Could Be Higher Than You Think—Even for Routine Services
Key Takeaways
Coinsurance under the 2025 Postal Service Health Benefits (
The Part of Your Healthcare Bill You Didn’t Realize You’re Still Responsible For Paying
Key Takeaways
Even with PSHB coverage, you’re still responsible for cost-sharing elements lik…
Costs, Contributions, and the Silent Shift in How Much You’re Paying This Year
Key Takeaways
Your personal cost share for PSHB in 2025 may have increased even if you didn’t actively change plans—this is due to automatic enrollments and rising premium trends.Unde…
The Unspoken Truth About Coinsurance Costs in Your Postal Health Benefits Plan
Key Takeaways
Many enrollees in the 2025 Postal Service Health Benefits (PSHB) Program are surprised…
Why PSHB Eligibility Isn’t as Clear-Cut as You Might Expect from a Federal Benefit
Key Takeaways
Not everyone with ties to USPS automatically qualifies for PSHB. Eligibility depends on your employment status, retirement date,
If You’re Skipping Medicare Part B with PSHB, Here’s What You’re Signing Up For
Key Takeaways
If you opt out of Medicare Part B while enrolled in a PSHB plan in 2025, your out-of-pocket medical expenses could increase significantly, even if your premiums appear lower at first glance.
3 Facts About Medigap Premiums That Could Change Your Coverage Strategy
Key Takeaways
Medigap premiums vary widely based on several factors, including your age, location, and the type of plan you choose.Understanding how Medigap premiums can increase over time helps …
Why Two PSHB Plans Can Sound Alike but Deliver Completely Different Results
Key Takeaways
Two PSHB plans that sound nearly identical in name and coverage often have sign…