Who Can Enroll in PSHB and Who Might Need to Look for Alternative Healthcare Coverage?
Key Takeaways
If you’re a USPS employee or retiree, you’re likely eligible for PSHB—but there are exceptions that might surprise you.Family members and former spouses may not qu…
You Don’t Need to Read Everything—Just These PSHB Resources That Actually Help
Key Takeaways
You don’t need to waste hours reading everything available about the Postal Service …
Why Part D’s $2,000 Cap Still Doesn’t Mean Your Meds Are Fully Covered
Key Takeaways
The new $2,000 out-of-pocket cap in Medicare
Why That Shiny Medicare Advantage Plan Might Not Work for the Care You Really Need
Key Takeaways
Medicare Advantage plans can come with strict networks and authorization hur…
The Medicare Timeline That Catches Thousands Off Guard Every Single Year
Key Takeaways
Missing Medicare enrollment deadlines can lead to coverage gaps, late …
Copayments Are Designed to Be Predictable—Until They Aren’t and You’re Left Guessing
Key Takeaways
Copayments under the Postal Service Health Benefits (PSHB) program appear simple, but th…
What Medicare Part D’s New Limits Mean for Your Wallet in 2025
Key Takeaways
In 2025, Medicare Part D introduces a $2,000 annual cap on out-of-pocket drug costs, fundamentally changing your potential
Why Medicare Part C Coverage Looks Good on Paper But Can Be Restrictive in Practice
Key Takeaways
Medicare Part C offers an all-in-one package, but its network…
What Medicare Part B Covers Well—and What You Still Have to Budget For
Key Takeaways
Medicare Part B in 2025 provides strong coverage for preventive services, outpatient care, and doctor visits, but you still face deductibles, coinsurance, and potential service limit…
PSHB Prescription Benefits Have Changed—But the Costs Might Still Surprise You
Key Takeaways
The 2025 changes to PSHB prescription coverage introduce a $2,000 annual out-of…
