You Have Medicare and PSHB—Now What? Understanding How They Actually Coordinate

Key Takeaways
When you’re enrolled in both Medicare and a Postal Service Health Benefits (PSHB) plan, Medicare generally pays first, and your PSHB plan pays second—but the coordination depends on your spec…
Coinsurance Can Seem Harmless—Until It Hits You After Major Medical Services

Key Takeaways
Coinsurance under PSHB plans can significantly increase your out-of-pocket c…
Can Medicare Advantage Replace Everything? Not Quite—Especially Not with Postal Plans

Key Takeaways
Medicare Advantage does not replace Postal Service Health Benefits (PSHB); b…
What’s Behind the Big USPS Health Benefits Changes Happening in 2025 and How They’ll Affect Workers

Key Takeaways
The 2025 Postal Service Health Benefits (PSHB) program overhaul will significantly impact coverage, costs, and eligibility for USPS employees and retirees, making it essential to und…
New Health Plan Options for Postal Workers in 2025—What You Should Consider

Key Takeaways
New Health Plan Options: The Postal Service Health Benefits (PSHB) program introduces various plan choices tailored for
Here’s How USPS Workers Can Check Their Eligibility and the Enrollment Process

Key Takeaways:
The Postal Service Health Benefits (PSHB) program starts in January 2025, replacing the FEHB for US…
Will the PSHB Program Affect Your Current Health Coverage?

Key Takeaways
The PSHB program introduces significant changes to federal employees’
Protection from Medicare Fraud for USPS Retirees

Key Takeaways
USPS retirees must be vigilant to protect themselves from