What Happens Before Coverage Kicks In? A Deep Look at PSHB Deductibles
Key Takeaways
In 2025, PSHB deductibles are playing a larger role in how much you pay before your plan begins covering most services. Understanding these thresholds helps you avoid budget surprises….
PSHB Premiums Might Look Low—Until You Factor in What You Pay for Medicare Too
Key Takeaways
Your PSHB premium alone doesn’t reflect your full health coverage co…
Your Coinsurance Isn’t a Fixed Percentage—And That’s Where the Real Risk Lies
Key Takeaways
Coinsurance under the Postal Service Health Benefits (
Don’t Let the Familiar Name Fool You: Why PSHB Isn’t Just Another Version of FEHB
Key Takeaways
While the Postal Service Health Benefits (PSHB) program shares structural similarities with FEHB, it introduces separate rules, eligibility criteria, and integration mechanisms that make it functio…
You Still Need to Understand Medicare in 2025—Even If You Think You’ve Got It Covered
Key Takeaways
In 2025, understanding how Medicare works with your Postal Service Health Benefits (PSHB) plan is essential, especially if you’re a retiree or
The Unspoken Truth About Coinsurance Costs in Your Postal Health Benefits Plan
Key Takeaways
Many enrollees in the 2025 Postal Service Health Benefits (PSHB) Program are surprised…
PSHB Coverage in 2025: What You Need to Know Before Assuming You’re Eligible
Key Takeaways
Not all USPS retirees and employees automatically qualify for PSHB coverage in …
A Casual Conversation About PSHB Transition: 4 Key Steps for a Smooth Change
Key Takeaways
The transition from FEHB to PSHB is already in motion, and knowing wh…
Planning Your 2025 PSHB Enrollment? Here’s How to Pick the Right Plan for You
Key Takeaways
The Postal Service Health Benefits (
Postal Unions Are Making Their Voices Heard on PSHB—How NALC and APWU Are Fighting to Protect Workers as the Transition Nears
Key Takeaways
Postal unions, NALC and APWU, are advocating strongly for employee and retiree rights during the PSHB…