How a 20% Coinsurance Fee Can Turn a Small Bill Into a Budget Nightmare

Key Takeaways
Even a seemingly small 20% coinsurance rate under PSHB can result in large out-of-pocket costs, especially for high-cost services like hospitalization or surgery.Understanding how c…
Why Medicare Isn’t Optional for Many PSHB Members—Even If It Feels Redundant

Key Takeaways
Even if you are already enrolled in a PSHB plan in 2025, Medicare Part B enrollment may still be mandatory, depending on your retirement date and age.Declining Medicare when require…
Medicare Might Seem Optional—But Your PSHB Coverage Could Say Otherwise

Key Takeaways
Medicare Part B enrollment is no longer a simple choice for many Postal Service annuitants—it’s now a PSHB requirement under certain conditions.If you or your covered family m…
The Critical Healthcare Changes Postal Workers Need to Address Under PSHB in 2025

Key Takeaways
The Postal Service Health Benefits (PSHB) program replaces the
What USPS Workers and Retirees Need to Know About Preparing for the 2025 Health Insurance Coverage Changes

Key Takeaways
The upcoming transition to the Postal Service Health Benefits (
What Makes the Postal Service Health Benefits Program the Biggest Employee Healthcare Change USPS Has Seen in Years

Key Takeaways
The new Postal Service Health Benefits (PSHB) program in 2025 is the most comp…
Wondering What’s New for PSHB in 2025? Here’s the Full Story Before You Enroll

Key Takeaways
The Postal Service Health Benefits (PSHB) program is replacing FEHB for USPS employees, with Open …
Family Health Benefits Under PSHB: What Every USPS Worker Needs to Know About the Changes

Key Takeaways
The Postal Service Health Benefits (PSHB) program, starting January 2025, brings significant changes to he…
Joining the PSHB Program: Steps for USPS Workers to Determine Eligibility and Enroll

Key Takeaways:
Determining eligibility and enrolling in the PSHB Program involves understanding the specific requirements for USPS workers and following the step-by-step enrollment process.Staying informed about key dates and utilizing available re…
Telehealth and Medicare: What USPS Retirees Need to Know

Key Takeaways
Telehealth provides USPS retirees with convenient access to