Breaking Down the Postal Employee vs Government PSHB Cost Split This Year
Key Takeaways
In 2025, the cost-sharing structure under the Postal Service Health Benefits (PSHB) Program differs significantly between employees and retirees, with the government covering approximately 70% of t…
3 Hidden Medicare Costs That Could Catch You Off Guard
Key Takeaways
Your new PSHB plan might have unexpected costs that traditional Medicare doesn’t cover, such as certain prescription drugs, specialized treatments, or out-of-network services.Unders…
How PSHB and FEHB Compare for Retirees and Why Some Might Prefer One Over the Other
Key Takeaways
If you’re a USPS retiree or nearing retirement, understanding the shift from FEHB to PSHB in 2025 is crucial for your health coverage decisions.While both PSHB and FEHB offer robust…
How Your Monthly Costs Under PSHB Might Be Higher Than Expected
Key Takeaways
Your monthly PSHB costs go far beyond the premium you see in your paycheck or annuity deduction.Deductibles, coinsurance, copayments, and out-of-pocket maximums are all factors that…
How Medicare and PSHB Coordinate Benefits and What Postal Employees Need to Know in 2025
Key Takeaways
If you’re a Postal Service retiree, your PSHB plan coordinates with Medicare,…
Adding Part C to PSHB Isn’t Always a Smart Move—Here’s Why
Key Takeaways
Enrolling in Medicare Advantage (Part C) while you already have PSHB coverage can result in unnecessary overlaps and costs in 2025.PSHB plans are designed to integrate with Original…
What’s Actually Included in PSHB Coverage and What You Might Need to Pay Extra For in 2025
Key Takeaways
PSHB coverage in 2025 offers a wide range of
USPS Retirees Who Ignore Open Season Might Regret It in 2026
Key Takeaways
Failing to review your Postal Service Health Benefits (PSHB) plan during Open Season in 2025 can lead to unwanted changes in cost, coverage, or provider access starting in 2026.Some…
Medicare Part A Doesn’t Mean ‘No Cost’—Here’s What the Fine Print Actually Says
Key Takeaways
Medicare Part A is not entirely free; it comes with deductibles, coinsurance,…
USPS Health Benefits Questions? Here’s Who to Call and Where to Click
Key Takeaways
If you’re unsure who to contact about your USPS health benefits, the right resource depends on whether you’re an employee or a retiree—and what specific help you need.There ar…