What Happens to Your PSHB Benefits If You Skip Medicare Enrollment at 65
Key Takeaways
If you are eligible for Medicare and skip enrollment at age 65, your Postal Service H…
Why Medicare Advantage Plans Still Come With Big Tradeoffs You Won’t See in the Ads
Key Takeaways
While Medicare Advantage plans can appear attractive in advertisements, many enrollees discover complex cost structures and access limitations once they need care.As a
FEHB vs PSHB Isn’t Just a Rebrand—There Are Big Differences in How They Work
Key Takeaways
The transition from FEHB to PSHB for Postal Service employees and r…
Medicare Advantage Plans Can Conflict with PSHB—Here’s How to Avoid Losing Coverage
Key Takeaways
Enrolling in a Medicare Advantage plan while covered under the Postal Service Health Benefits (PSHB) program can lead to termination of your PSHB coverage if you are not careful about coordination.
Choosing Medicare Advantage Could Mean Giving Up Flexibility Without Realizing What You’ve Lost
Key Takeaways
Medicare Advantage plans may seem attractive, but they can come with net…
This Is What Happens When You Ignore Medicare While Still Relying on PSHB Coverage
Key Takeaways
Ignoring Medicare when eligible can lead to higher out-of-pocket costs and reduced coordination of benefits under your
Why You Might Be Paying Twice If You Add Medigap to Your PSHB Coverage
Key Takeaways
Pairing Medigap with your PSHB coverage may lead to duplicated benefits and unneces…
Why Your Medicare Part B Premium Keeps Increasing—and What You Can Do About It
Key Takeaways
Your Medicare Part B premium continues to increase in 2025 due to factors like rising he…
When $20 Copays Don’t Mean Savings: Why Frequent Care Trips Drain Your Wallet
Key Takeaways
Copayments under PSHB may appear modest, but if you receive frequent care, these fixed amounts accumulate rapidly and can significantly impact your monthly expenses.Understanding ho…
Why You Should Still Care About Medicare Part D—Even With PSHB Prescription Coverage
Key Takeaways
Even though PSHB plans include