Why Medicare Supplement Plans Still Have a Role—Even With PSHB Coverage in Place
Key Takeaways
Even with 2025 Postal Service Health Benefits (PSHB) coverage, you may face out-of-poc…
Part B Feels Optional—Until You Learn What Happens If You Skip It
Key Takeaways
Skipping Medicare Part B might seem like a way to cut costs in 2025, but doing so can lead to permanent late enrollment penalties, reduced
Why You Still Need to Think About Part A, Even with Comprehensive PSHB Coverage
Key Takeaways
Medicare Part A plays a foundational role in how your PSHB benefits coordinate hospital-related costs, especially when you become Medicare-eligible.Even though your
Can Medicare Advantage Replace Everything? Not Quite—Especially Not with Postal Plans
Key Takeaways
Medicare Advantage does not replace Postal Service Health Benefits (PSHB); b…
Here’s What Medicare Part A Really Covers—and What That Means for Your Wallet
Key Takeaways
Medicare Part A does cover essential hospital-related services, but you still face deductibles, coinsurance, and time-based limits that can leave you paying out-of-pocket sooner than expected.
You Can Have Both PSHB and Medicare—But Only If You Understand the Tradeoffs Involved
Key Takeaways
You can enroll in both PSHB and Medicare for broader
Why the New $2,000 Cap Doesn’t Guarantee Lower Drug Spending for Everyone
Key Takeaways
The new $2,000 out-of-pocket cap on Medicare Part D drug spending in 202…
The Hidden Math Behind PSHB Coinsurance That Makes Routine Visits Less Predictable
Key Takeaways PSHB coinsurance percentages can seem reasonable at first glance, but the real costs often spike due to unpredictable service charges and billing structures.Understanding your plan’s …
Why Some Retirees Are Caught Off Guard by the Part B Requirement in PSHB
Key Takeaways
If you’re a Postal Service retiree and are eligible for Medicare, enrolling in Part B is not optional if you want to maintain full PSHB coverage.Many retirees are caught off guard b…
Believing Medicare Covers Everything? Here’s What That Belief Could Cost You
Key Takeaways
Medicare alone does not provide complete coverage. Without proper coordination with your PSHB plan, you may face higher out-of-pocket expenses than you expect.In 20…