Don’t Let the Familiar Name Fool You: Why PSHB Isn’t Just Another Version of FEHB
Key Takeaways
While the Postal Service Health Benefits (PSHB) program shares structural similarities with FEHB, it introduces separate rules, eligibility criteria, and integration mechanisms that make it functio…
A Closer Look at Medicare Part A Reveals Costs You Didn’t Budget For
Key Takeaways
Even though Medicare Part A is often described as “premium-free,” you may still face substantial costs—including deductibles, coinsurance, and coverage limitations—that can add up quick…
You’ll Want to Read This Before Relying Solely on Part D for Prescription Coverage
Key Takeaways
Relying exclusively on Medicare Part D for prescriptions under the PSHB program…
The Copayment Curveball: What Your Doctor Visit Actually Costs You Under PSHB Coverage
Key Takeaways
Copayments under the Postal Service Health Benefits (PSHB) Program may seem like fixed f…
Switching From FEHB to PSHB? These Are the Differences That Actually Matter
Key Takeaways
The shift from FEHB to PSHB in 2025 introduces structural changes that affect premiums, deductibles, and Medicare coordination for
Why Medicare Rules Trip Up So Many First-Time Enrollees (Especially Retired Postal Workers)
Key Takeaways
Many retired Postal workers mistakenly assume that turning 65 automatical…
What Happens to Your PSHB Plan Once You Sign Up for Medicare Parts A and B
Key Takeaways
Once you enroll in Medicare Parts A and B, your PSHB plan shifts into a secon…
What Happens When Medicare Becomes Primary Under PSHB? Many Don’t Realize Until It’s Late
Key Takeaways
Once you turn 65 and enroll in Medicare Part B, Medicare typically becomes your …
Copayments Are No Longer Predictable—Why 2025 Brought Some Big Shifts
Key Takeaways
Copayments under the 2025 PSHB plans are no longer as straightforward as they once were. Many variables—including
How One Missed Deadline With Medicare Part B Could Disrupt Your Whole PSHB Plan
Key Takeaways
Missing your Medicare Part B enrollment deadline could cause your entire PSHB health coverage to collapse or become far more expensive than expected.If you are required to enroll in…