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Chapter 1: Understanding Medicare – An Overview 1.1 What is Medicare? Medicare is a federal health insurance program primarily designed for individuals aged 65 and older, as well as for certain younger people with disabilities and those with end-stage renal disease (ESRD). Established in 1965, Medicare provides coverage for various medical services, including hospital stays, […]
Enhancing Your Medicare: A Guide to Supplemental Insurance
Introduction Understanding Medicare Supplements and the Importance of Supplemental Insurance Medicare, the federal health insurance program primarily for individuals aged 65 and older, provides essential coverage for various medical services. However, despite its comprehensive coverage, there are gaps and limitations in what Medicare pays for. This is where Medicare Supplement Insurance, also known as Medigap, […]
Key Dates and Deadlines: PSHB Enrollment Periods for Postal Workers
Key Takeaways
Understanding PSHB enrollment periods and deadlines is crucial for USPS employees to e…
Maintaining Active Lifestyles: PSHB Physical Therapy Support for Senior Postal Workers
Key Takeaways:
PSHB offers comprehensive physical therapy benefits to support the active lifestyles of senior
PSHB Fact Sheet for the Annuitants: Essential Information
Key Takeaways
Annuitants must choose a health insurance plan under the PSHB Program during the 2024 open season.
Analysis of the PSHB Fact Sheet for USPS Employees
Key Takeaways:
The PSHB Program requires USPS employees to choose a new health insurance plan during the 202…
Learn About How Coinsurance Works in Postal Service Health Benefits
Key Takeaways
Coinsurance is a shared cost between you and your insurance provider for covered healthcare services.Understanding how coinsurance works within
Everything Parents Need to Know About Postal Health Service Pediatric Coverage
Key Takeaways:
Postal Health Service pediatric coverage provides comprehensive health benefits for children from…
How to Register for Mental Health Counseling with Postal Health Service Benefits
Key Takeaways:
Understanding the scope and specifics of your mental health counseling benefits is essential to accessing and utilizing Postal Health Service resources effectively.Knowing the eligibility criteria,
Am I Eligible? Postal Health Service Financial Assistance Program Criteria
Key Takeaways:
Understanding the eligibility criteria for Postal Health Service financial assistance programs can help you access the support you need for medical expenses.Each program has specific requirements and application proced…
