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Ruth Cummings

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  • San Francisco, California
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Why You Might Be Paying Twice If You Add Medigap to Your PSHB Coverage

Key Takeaways Pairing Medigap with your PSHB coverage may lead to duplicated benefits and unneces...

How the Postal Service and Retirees Are Splitting Healthcare Costs—and Why It’s Not Even

Key Takeaways Although the Postal Service contributes significantly toward healthcare premiums, retirees in 2025 are still paying more out of pocket due

The Medicare Timeline That Catches Thousands Off Guard Every Single Year

Key Takeaways Missing Medicare enrollment deadlines can lead to coverage gaps, late ...

Everything Postal Workers Should Know About Medicare Part A When Enrolled in PSHB Plans

Key Takeaways Medicare Part A, often referred to as hospital insurance, works alongside

What Every Retired Postal Employee Needs to Know About Transitioning to PSHB

Key Takeaways The transition to the Postal Service Health Benefits (PSHB) program is a significant change that every retired postal worker needs

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