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Christopher Pham

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  • Jersey City, New Jersey
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The PSHB Requirement for Medicare Part B Might Be News to You

Key Takeaways If you're eligible for Medicare and enrolled in a

What You’re Actually Paying With a Copay—and Why It’s Not Always Worth It

Key Takeaways A copayment under PSHB might feel like a small, manageable cost—but in reality, it can lead to disproportionately high expenses

Your Premium Is Just the Beginning: Where Your PSHB Contributions Really Go Month After Month

Key Takeaways Your monthly PSHB premium is just the starting point—additional costs like copayments, coinsurance, and deductibles add up quickly across the

The Medicare Coverage Everyone Thinks They Understand—But Often Get Wrong

Key Takeaways Many postal retirees and employees overestimate what Medicare covers in 2025, especially regarding long-term care, dental, and vision services.Coordinating your

How Rising Health Plan Costs Are Shifting the Balance Between Employer Contributions and Premiums

Key Takeaways Rising health plan costs are reshapi...

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